In the middle of all the speculations and judgements, secured prepaid cards are far more advantageous and safer money carrying option than claims and glooms about cash and credit/debit cards. They make for classic and powerful tools for building customer relations and loyalty, for sellers, as prepaid cards offer payment alternatives that best suit the needs and demands of online shoppers.
With all the threats of online bank frauds and identity theft, more and more people today are understandably conscious. And, they should be. After all, it’s their hard earned money and self-security that’s at stake. Besides, there are many that don’t even trust using debit/credit cards online. For such users, secured prepaid cards can prove as Knight in shining armour. They are smart alternatives for such people to freely shop and make the most of their experience, online.
Prepaid cards are more or less similar to debit/credit cards. They come with a 12 to 16 digit card number with a CVV and a pin, in most cases. But, what exactly separates them is the ease, safety, and tons of benefits that their counterparts, till date, fail to put onto the table for us, users. Many prepaid card companies such Idepay, also offer a mammoth range of additional incentives that help users save a great amount of money.
Pay-as-you-Go
Just a too popular term now-a-days! Pay-as-you-go secured prepaid cards allow users to shop online or even withdraw cash from ATMs. Additionally, these do not allow users to cross their spending limit and hence, safeguard against overdrafts. While, they are often claimed as a good option for teenagers and students, they are mostly ideal for shopaholics. Safer than cash, they make for good gifts as well. Just load an amount of your choice and gift it to a dear one on a special occasion or as a token of appreciation.
Negligible or monthly Fee
Unlike many credit cards, most prepaid cards, such as those offered by Indepay, come with negligible or no monthly fee tag. This means that users do not have to pay any money for using the card. However, it’s best to check if any charges are being or will be applied to transactions or cash withdrawals.
Ideal to All
Unlike debit and credit cards, anyone can own a prepaid card - a teenager, a college going student, a 60 year old man and even a working woman. Since it is sheer plastic money with only a limited amount of cash in it and no direct link with any bank account(s), it’s safe for use by any and every one. If users feel skeptical on who can or cannot use these cards, its best to consult the card provider – an Indepay agent if you’re dealing with Idepay, for say.
Safe Spending
As emphasized above, secured prepaid cards are safe spending options. It’s very easy to overspend. But, to stay in limits is the hard part. Prepaid cards help you in keeping with the challenge and restrict users from spending more than their capacity.
Another advantage that we see here is that it’s easy to carry a prepaid card than a pocket full of cash. This is because the changes of cash theft are far more than that of a prepaid card. And, if in the event a user misplaces his/her prepaid card or it gets stolen, the money is safe and intact. All he/she needs to do is get the card blocked. That’s all! The scenario is not the same with cash. Once gone, it’s not coming back.
So, the choice is yours – whether you’re willing to take the risk or smart enough to play safe.
With all the threats of online bank frauds and identity theft, more and more people today are understandably conscious. And, they should be. After all, it’s their hard earned money and self-security that’s at stake. Besides, there are many that don’t even trust using debit/credit cards online. For such users, secured prepaid cards can prove as Knight in shining armour. They are smart alternatives for such people to freely shop and make the most of their experience, online.
Prepaid cards are more or less similar to debit/credit cards. They come with a 12 to 16 digit card number with a CVV and a pin, in most cases. But, what exactly separates them is the ease, safety, and tons of benefits that their counterparts, till date, fail to put onto the table for us, users. Many prepaid card companies such Idepay, also offer a mammoth range of additional incentives that help users save a great amount of money.
Pay-as-you-Go
Just a too popular term now-a-days! Pay-as-you-go secured prepaid cards allow users to shop online or even withdraw cash from ATMs. Additionally, these do not allow users to cross their spending limit and hence, safeguard against overdrafts. While, they are often claimed as a good option for teenagers and students, they are mostly ideal for shopaholics. Safer than cash, they make for good gifts as well. Just load an amount of your choice and gift it to a dear one on a special occasion or as a token of appreciation.
Negligible or monthly Fee
Unlike many credit cards, most prepaid cards, such as those offered by Indepay, come with negligible or no monthly fee tag. This means that users do not have to pay any money for using the card. However, it’s best to check if any charges are being or will be applied to transactions or cash withdrawals.
Ideal to All
Unlike debit and credit cards, anyone can own a prepaid card - a teenager, a college going student, a 60 year old man and even a working woman. Since it is sheer plastic money with only a limited amount of cash in it and no direct link with any bank account(s), it’s safe for use by any and every one. If users feel skeptical on who can or cannot use these cards, its best to consult the card provider – an Indepay agent if you’re dealing with Idepay, for say.
Safe Spending
As emphasized above, secured prepaid cards are safe spending options. It’s very easy to overspend. But, to stay in limits is the hard part. Prepaid cards help you in keeping with the challenge and restrict users from spending more than their capacity.
Another advantage that we see here is that it’s easy to carry a prepaid card than a pocket full of cash. This is because the changes of cash theft are far more than that of a prepaid card. And, if in the event a user misplaces his/her prepaid card or it gets stolen, the money is safe and intact. All he/she needs to do is get the card blocked. That’s all! The scenario is not the same with cash. Once gone, it’s not coming back.
So, the choice is yours – whether you’re willing to take the risk or smart enough to play safe.
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