Prepaid bank cards, or otherwise generally known as prepaid cards, are rapidly gaining popularity in India, especially amid teenagers and working class professionals. Quite similar to bank debit cards, the only difference between the two is that there are no checking accounts linked to the prepaid cards unlike debit cards. Instead, one needs to add money to a prepaid cards in order to keep it functional and purposeful.
If you’re someone thinking of getting a prepaid bank card, we would request you weight your options before opting for one. Here are some points to consider:-
Do you actually a need prepaid card?
This makes for the first and foremost think that must come to your mind. What makes you think that you need a prepaid cards? Probably you do not want an additional bank account, or perhaps you want to avoid the minimum balance maintenance issue, or maybe you’re not able to keep a check on your expenses. In such scenarios, having a prepaid card is a good option.
There are other benefits too. With prepaid bank cards you can pay bills – electricity, food, water, gas, etc., go out for shopping, make payments on foreign lands and even use them as a medium to manage your kid’s pocket money.
Where to buy one?
Many banks and financial institutions offer prepaid cards. You can easily register for a prepaid card online and avail one by simply fulfilling some basic requirements. Browse through the internet for more option. However, our recommendation is to consider cards offered Indepay.
What’s the fees? Are there any terms and conditions associated?
The fees of a prepaid card widely varies from one service provider to another. While some charge a very nominal or no fees at all at, there are some who charge a good fee along with levying other benefits.
As far as terms and conditions, concerned, every prepaid card online comes with some set of conditions. It’s best to read them all before you plan to zero upon one. Pay a visit to the official website of the service provider and read them in detail to have a clear view of what’s in there.
How to load money in prepaid bank cards?
This is quite easy. With the banking sector moving towards digitalization and the government encouraging people to go cashless, you can now add money to your prepaid card by simply making an online transition. Load funds onto your card with the help of a debit/credit card transaction, an IMPS or through net banking. It’s that simple!
Once you seek answers to all your questions, it’s time to take a look at the best prepaid card online service providers and get one soon. Do some data dive and enjoy the perks of prepaid bank cards.
If you’re someone thinking of getting a prepaid bank card, we would request you weight your options before opting for one. Here are some points to consider:-
Do you actually a need prepaid card?
This makes for the first and foremost think that must come to your mind. What makes you think that you need a prepaid cards? Probably you do not want an additional bank account, or perhaps you want to avoid the minimum balance maintenance issue, or maybe you’re not able to keep a check on your expenses. In such scenarios, having a prepaid card is a good option.
There are other benefits too. With prepaid bank cards you can pay bills – electricity, food, water, gas, etc., go out for shopping, make payments on foreign lands and even use them as a medium to manage your kid’s pocket money.
Where to buy one?
Many banks and financial institutions offer prepaid cards. You can easily register for a prepaid card online and avail one by simply fulfilling some basic requirements. Browse through the internet for more option. However, our recommendation is to consider cards offered Indepay.
What’s the fees? Are there any terms and conditions associated?
The fees of a prepaid card widely varies from one service provider to another. While some charge a very nominal or no fees at all at, there are some who charge a good fee along with levying other benefits.
As far as terms and conditions, concerned, every prepaid card online comes with some set of conditions. It’s best to read them all before you plan to zero upon one. Pay a visit to the official website of the service provider and read them in detail to have a clear view of what’s in there.
How to load money in prepaid bank cards?
This is quite easy. With the banking sector moving towards digitalization and the government encouraging people to go cashless, you can now add money to your prepaid card by simply making an online transition. Load funds onto your card with the help of a debit/credit card transaction, an IMPS or through net banking. It’s that simple!
Once you seek answers to all your questions, it’s time to take a look at the best prepaid card online service providers and get one soon. Do some data dive and enjoy the perks of prepaid bank cards.
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